1nvestor, I think you've got some sound advice from thor and gse..... you say that you are new to all of this and that says it all...... we have all been through this, you know little, something catches your eye and you think this might be the answer.......there are thousands of advisers etc. ready to take your money.......some may have some good advise, but don't blindly put your faith in one advisor, especially when you are a newby . I know nothing about these people, but it sounds like you might be a bit too keen in persuing just one unknown advisor.
good luck, you will make mistakes like all of us, just make sure that they are small ones
