Tony, the crash always catch those unaware of risk. The fact is...

Tony, the crash always catch those unaware of risk. The fact is everyone now do still cautious at investing. This factor actually help the market stay in a rally (sucker rally or not).

Remember the last 2007-8? That was the bull market and DJIA is headding to xxxx.... the oil going to $200. Thats one of the lesson I learnt over the last 2 years.

Having said that, standing at the sideline with 40% bull and 60% bear would be as rewarding too. For me, putting money in stock is still fine. Because it can be sold pretty quick and its unlikely the deflation (if it does occurs) to happen in a quick and short time frame (a crash). Like to hear what you think about this....