"Would this be in the same category as when interest rates go...

"Would this be in the same category as when interest rates go negative they will pay me money to take a loan 8)) ??"

You got it in one. But just remmeber timing is everthing. For example if you take the loan out on monday that could, in real terms. cost you are a lot of money, because 2 days later they are offering you twice as much as the rate 2 days previously 2 take out a loan.

As I say - timing is everything!!