With respect people, where in the f$%!ing hell were you last...

With respect people, where in the f$%!ing hell were you last year when those of us who held the OLD MBN garbage had their clocks cleaned? I was lucky to get out with something in Oct. 2013 just before the TH.I got out of my margin account, got debt-free and earn nearly 4% on a savings account and finally will buy a house that I should have already been in. Boring? Perhaps, but I sleep nights now and that interest is in my account at the end of every month. Crap then, crap now. An absolute bow-wow.