Hi Christ and welcome. Try reading the research thread starting...

Hi Christ and welcome.

Try reading the research thread starting with Huntfish who has a great introduction summary.

Then read the SYT announcements or at least the bolded highlights and then come back and ask questions.

This is just a little too complicated to give you a short answer summary.

Ignore my posts in the research for the time being except the one haggis provided a link to this afternoon.

Good luck but for a newbie and for the record most of us have our kids and family invested in this one.

However do your own research and don't believe everything you read!