hmm i will pay for this tomorrow, page-17

Thanks for the clarification Rebel. I know you are open and wouldn't mind answering but I was not digging for detail.

I do very little myself now, just annoy crap outta the alarmists on the S&M thread. :)

I still have a +ve balance but "lost a house" during the GFC. :ouch: Silly thing is, I knew something was going to happen but obviously still misread it. Thought gold and the miners would be a "safe haven".