gee some of these proposals,must have a bigger deposit what legislate to do this in a democratic society never,never ,never----however commonsense says if you have a bigger deposit it will be more affordable,if you lower your expectations and look in lower price brackets you will in all probability get a better result.
should you chose a financial scenario that is comfortably within your means,you will in all probability get a better result.
the entire debate revolving around affordability on the basis of the median price is simply preposterous when cheaper property is available. here is a challenge so who has a five year plan on an average income,or two average incomes are even better to buy a free standing home within 35 kilometres of a major city,and have an affordable debt servicing ratio of say <20% of household income