I don't see how you can equate owning an investment property to a business. Take for example a business, a house and a block of gold bullion.
A business takes great effort, sweat and often tears to establish and run. They employ people with families to support/educate, but at the time they go under, many fail/collapse in the first few years, many are failing during the current pandemic. The net worth of a business is not like an appreciating asset.
A house is a house (a long term appreciating asset) it takes a bit of maintenance but it is unlikely to collapse and the land the house is built on - well - land is land. Meanwhile there's rental income
A block of gold bullion, buy it at the right time - same as property - it will appreciate minus storage costs.
