Jesus Blueballs if your the same person I think you are you most probably own 3 houses.
The younger generation want everything yesterday and for nothing.
Remember going to the bank for a personal loan to buy my fist car. Got swindled by the bank manager in taking out a a loan through a bankcard at 24%. It hammered me on $72.00 a week.
A big lesson for me, never borrowed again.
Only bought my first home 5yrs ago at least I payed for it outright.