Forged, you don't seem to understand that for a savvy / credible modern day investor, you can make money in BOTH directions with stock-markets.
You go long and make money when prices rise OR you go short and make money when prices fall.
In theory you can short the housing market (and throughout history some people have made HUGE sums of money by short-selling real-estate, but in practice you need a product from a bank to short the housing market [and the bank will only give such a product to someone who is rich - by rich I don't mean a "rich dad who owns 3 houses" - bank sees dad with 3 houses as "average" - the bank will only give the product to someone with at least $500 million behind them].
So the bottom line is that the average person on the street can only make money in ONE direction in the housing market, whereas the average dad can make money in BOTH directions in the stock market.
