Taken from my local paper that shows rates and the like.
Lender %Value lent
Adelaide Bank 100%
Aims 90 intro/95%var
AMP Banking 100%
ANZ 95%
Assured 95%
Aussie 95%
Bank SA 95%
Citibank 100%
Coloniel 100%
Commonwealth 100%
Community CPS 95%
Credit Union Au 97%
HSBC 97% intro/95%var
Members Equity 95%
NAB 95%
PowerState 97%
Resi 95%
Savings and Loans 100%
Westpac 97%
Wizard Home loans 100%
Yes Home loans 95%intro/97%var
Terms are all 30 years except Savings and loans at 40 years.
Rates are high 8's to mid 9's.
Add a car loan and some furniture on 24 months interest free and you easily owe over the value of your house. Far too common here in adelaide and from the looking I have done in VIC 50 year loans are available so you can pass your debt onto your 2.3 kids.
how come our banks are up...., page-22
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