Hypothetically if $5000 worth of videos were produced - it could be that $5000 goes into a FCC product which the customer pays off $1000 pm. In this case it would take 5 months to pay it off. The extra $7000 credit is available in the product and repaid if the customer draws down on it. An up-sell opportunity for FCC. That's my understanding, I think if you have another logic our minds won't meet.
How FC financing works for BIG, page-151
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