How it feels to miss the bottom?, page-217

unless aliens land this is as close to the bottom as i feel i may ever get i am planning on buying another 100 a week for the next 4 weeks or maybe 50 a week for 8 weeks to drag it out.

i have spent the last month reading every news article, broker report, hc forum and watching every market update video that has been made,
i have grown a beard and could easily be confused for tom Petrovski, i have acquired much wisdom, and come to the realisation that

the only thing you get from trying to pick the bottom is a stinky finger
the trend is your friend
99.9% of people on HC are just trying to confirm their own bias
index trading is gives you a similar rush to taking illicit substances and betting on the horse at the same time
all investments are emotional decisions even if they are not on the day you buy they will be on the day you sell

i had a though, alot of people see bad debts increasing, in the case of home loans, if someone defaults, is the bank not covered the short fall by the mortgage insurance the lender will have paid?