Order not filled today. I figure debt is the biggest risk when a...

Order not filled today. I figure debt is the biggest risk when a business runs into trouble, if management are any good they should navigate this mess. I’ve only ever got one cold call for funeral insurance (on mobile not home do not call) & they were the easiest cold call I’ve ever fobbed off. I’d imagine the RC will be able to demonstrate poor practices but guess their goal would be to improve or stop bad practice in a measured & reasonable fashion not wholesale punishment to all & sundry. Despite most of us not knowing the future we like to have a less than ideally educated guess, my best guess is this is way overdone. Unless APRA stops the St Andrews deal & funeral insurance is stopped & trailing commissions are stopped & somehow done so retrospectively & large fines implemented on top everything & management cannot salvage any value? Could be wrong but I don’t think you need a good business to make a good trade.