Sorry. We live off my trading so by moving to cash I was still using more than earning with interest. So cash may have been great for people with other means of income but for me I should have tried to still trade for income as it turns out.
I held UMC but with my original holding still on my watchlist makes me cry to see the difference had I held all rather than take a cash position.
So the moral of the story is that you need to do whatever suits your investment style, as always.