how much to fall before you are in trouble

it all depends on how much you need to live.

I reckon I would need about $26,000 or $500 a week

you can probably organise your finances to get a return of 7%
eg CBA would give you around 9% with franking credits

4% would go in inflation
that would leave you with 3%

$26,000/.03 = $866,666

if say you had $1,000,000 in the stockmarket, it would probably have to fall another 13% before you get into trouble

you may need more or less than this amount

if you need say $30,000 a year and you only have $1,000,000 you are in trouble already

anyone like to say how much they need to live?