APRA was only established in 1998(pre the bank of n.s.w staring at armageedon )
apra is now recognized world-wide and will only continue to increase in admiration , world-wide as this crap-shoot unfolds.
To get a banking license in Aus. requires jumping thru so many hoops of common sense , that other countries found ....socialist/interventionist/over-regulatory...hehhe..who's the idiot now ?
aus has 4 of the 18 banks in the world , out of thousands , with aaa+ rating, yes , we are really suffering here in aus thru over-regulation...roflmao
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