Sounds good Frank.
Don't panic you will have plenty of time. I think 2012 will be the bottom, and there will be a good 6 months lag time between us, and America. I think your banking friend is right. It is certainly the time right now to spread the eggs between the 4 pillars basket. I am buying fruit trees, and setting up the garden because if nothing happens, I will save money, help the environment, and get a bit of fresh air, sunshine and exercise. It is also time to lock in some fixed interest on Bank Deposits.
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