"Premiums are rising because risk is rising. Risk is rising because we are getting more frequent extreme weather events worldwide. This is exactly what AGW models predict."
You will see nothing about "extreme insurance". They are your words hanrahan and for some perverse reason, you decline to explain what you mean. I suggest to you that most of us who insure our assets are insuring them against the unforeseen, extreme events that you now seem to imply need this "extreme insurance". It isn't a simple concept hanrahan, it is a complex and potentially costly one. For years, people have discovered to their cost that flood damage is very often excluded from their insurance policies but this exclusion is always supposed to be identified in the contract.
"Extreme Insurance" is a new one for me hanrahan, but if you want me to use my imagination I imagine it is something you made up and you actually have no concept of what it means.
