It's not too farfetched. Affirm for example were rumoured to be looking for acquisitions in the space back in Aug but then the environment changed. Whether Affirms poor share price performance since then means they are more or less likely to be looking now, I'm not sure.

Affirm scans landscape for acquisitions

With plenty of cash on hand, Affirm CEO Max Levchin considers acquisitions as one of many routes for the buy now-pay later company to continue its growth.

Published Aug. 26, 2022

Buy now-pay later company Affirm is on the lookout for acquisitions now that prices for targets have declined amid market turmoil.

Affirm CEO Max Levchin told analysts on a call to discuss the company’s fiscal fourth-quarter results Thursday that the big BNPL player is pursuing growth that could include buying up other players struggling in the current economic environment. One U.S. rival, Sezzle, recently dropped a plan to be acquired by the Australian BNPL company Zip.

“If we can find something in the space, or near the space, that is better off owned by us and operated by us, I think we will take it very seriously now that the prices have normalized and we do have a clear road to profitability and have quite a significant cash position,” Levchin said during the call.

“We’re looking for businesses that have amazing entrepreneurs, amazing ideas, amazing first signs of traction, that would really benefit from being put on a platform that has exceptional underwriting, exceptional capital markets reach, (and) at this point, a very, very large user base, very large merchant base,” Levchin said. “So there’s, we think, lots of opportunity. We’ll be very judicious.”

https://www.paymentsdive.com/news/affirm-acquisitions-mergers-BNPL-payments-credit/630615/

Also the last question on the conference call - about 1 hour 13 mins in:

https://investors.affirm.com/financial-information/quarterly-results