I think we could potentially see another rate rise if not a...

I think we could potentially see another rate rise if not a couple in the short term, but this will eventually lead to interest rates dropping once inflation is under control and the banksters are done with controlling demand with rate rises etc
Consumer spending will slow down for a period, but people still need goods and services which i believe that consumers want a better way of purchasing goods and can see the BNPL platform a better way. Also once the shorts have left the building and the yearly results are out i think we will see some postive uplift