A lot of people get caught because they put the dream of making money above that of a home, in most cases it is a case of leaving the investing to the investors who know and can calculate the risks.
It is difficult to calculate the value that is placed on as you say "somewhere to hang the pictures" and this value should not be discounted, it is a true part of the price of a home.
Having been involved with the building industry all my life I will repeat what I have posted before that a lot of people should never get into investment homes, concentrate on getting a home to live in that will make you happy forget about making money
