I wouldn't want to go anywhere near an Afterpay..., page-27

I think the algos going forward will have access to many of our lifestyle and data points, which are readily available from anything from social media to local authority records etc etc, the algo I witnessed used over 100 data points to assess who I am, all I'm saying is that this process going forward will become quicker, easier and less expensive.

I'm becoming more concerned about this "anti-credit" movement that seems to be taking hold? has everybody gone mad?? how many people do you know have credit card debt they cant pay? I've known quite a few and they get whacked with fees and interest every month, where's the articles about credit cards?? imagine if APT had the same terms?? AFR would be grabbing the pitchforks.
at least APT cut you off or reduce your limit if they can see you cant keep up, all you get from a bank is another statement plus interest. I like APT, more importantly so do consumers and retailers, which is fundamental to its success. I'm sticking to the fundamentals.