I wouldn't want to go anywhere near an Afterpay..., page-54

Millenials also spend $9 on a plastic cup of fruit juice or $5 on a paper cup of coffee...cause its hip/ funky or whatever word they use. I wont be following their lead in those regards.

Who knows what the banking / finance world will look like in 50 yrs ..but in next 5 -10 I dont personally see anything significant changing.

Again ftr I'm not agreeing with roger..re what's a better investment apt or a big 4 bank..totally different...just saying imo you could do worse than a big 4 bank over next 5 -10 yrs..as a conservative / income play.