My key takeaway from this is that you were selling products and...

My key takeaway from this is that you were selling products and not providing any personal advice. These are very different activities in the Australian market as there is far more risk attached to personal advice than pre-vetted compliant products. All you gotta do is make sure that the correct prepackaged product information and appropriate waivers of responsibility are given to the client with your fsg.
Its the bespoke paperwork, documented advice and product selection justification that must be provided which causes the drain on resources in the case of financial planning advice.
CBA not off the cards if this were the only consideration. It's not, but hey its possible they have good systems, generally speaking...