Agreed, I think NAB sounds like a far more likely outcome for HOA 2
AMP already doing a whole big thing in merging affiliated firms in order to trim their costs, maybe later one once that is completed
NAB I feel, from experience in working with them as a recommended 3rd party provider, are more open to this type of change, and outsourcing back office functions would be right up their alley. Maybe more so than the other banks anyways
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