'But more than our health depends upon good insurance. Our homes as well — the shelter that keeps us from living in forests and longhouses and tipis; that which keeps most of us urban, in other words — depends on the ability to insure against destruction.So imagine if you lived in a state in which home and property insurance was unavailable. What would you do? Most, I think, would move to another state. The rest would shelter in place, go uninsured.Is that outcome likely? Let’s take a look.
....The cost of insuring a home or business location — indeed, a livelihood — grows naturally greater as the likelihood of disaster increases, until at some point insurance just disappears.So, how safe are we who live in the dangerous states? Bloomberg Green took a look at the state of insurance by state"
