I agree with most of what you say. But, I look at it as a work...

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    I agree with most of what you say. But, I look at it as a work in progress. The demystification of crypto currencies is happening. Standardisation and ease of use will come. As for security, I don't see it as much different from fiat currencies. Credit card fraud is a huge business worldwide. Far more than the market cap of all crypto's put together. As you now guard your PIN, you guard your private keys. If you send money to the wrong account online, you may not get it back, same with sending crypto's.

    As it becomes more accessible and the issues you mention are dealt with, I think the numbers using crypto will grow exponentially.
 
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