Jeez, paranoid much? What this mortgage broker has done is...

Jeez, paranoid much? What this mortgage broker has done is almost a play by play to what has been discussed on this forum. In my opinion he's just praising the couple for getting the first home loan including taking the action of closing Afterpay.

It sounds like you're in denial that banks are looking at Afterpay accounts to assess serviceability, which as I mentioned before I feel is the right thing to do. Owing $1.5k on Afterpay isn't so different to owing $1.5k on a credit card so those payments should and will be assessed. Banks have to do their due diligence to make sure the borrowers can service their debt. Nothing more and nothing less. You are reading way too much into this post (e.g. Banks pay mortgage brokers to #closeafterpay to discredit the name of Afterpay .. or whatever you are suggesting)