your never alone.rather than give $20k yr to a financial advisor...

your never alone.rather than give $20k yr to a financial advisor i went SMSF bought my own picks i had couple of investment houses i could not put in SMSF because had them first.because them no pension sold them bought more shares assets to high no pension i am 73 have received pension total 6 months no money no income had lot money adn and nva poof evaporated.now imu asn and agy last 2 lithium down 80%. got a 25 yr old toyota no caravan around aus cruises or trips O/S sold my boat to live no pension no health care card my assets showed over$500k now $280K permanently broke and for a long time i had few bob. i feel for you no way out.most of my family feel i have lost the plot but if IMU or ASN come good i might save some face but its the wasted yrs and somewhere along the track i evaporated $1.5mall my fault.to nite Freeburgh i will toast u a beer ihad a second wife chinese who wanted me to sell contents by all new contents she ran away 3 years ago i thought it was bad luck if u ran over one not when you marry