Yes, I absolutely agree with you (I was a teacher, and made investments inside super (SMSF) and outside as well).
What I am trying to flag is how the govt seems to be starting to white-ant those who have created their nest egg for a) help boost their coffers and b) make a politically correct argument to access the younger votes. A part of the growing rhetoric is around the inequity of it, which will appeal to those who haven't been so frugal... etc.
They have changed the rules many times, some retrospectively. I am concerned about the whimpering to a) move withdrawals to annuities only (no lump sum withdrawals) and b) taxing beneficiaries excessively upon winding up (death of fundholders).
Changes will come fast, and as the grey vote gives way to the 'younger' voters, Remain aware, it only takes one political to twist the truth.
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