Interest rate hike .. more downside for bnpl industry, page-28

Yawn. Smiteoff, I shorted ZIP $12+ down to $8+ (and APT $130+ to $80+) envisioning the very margin pressure and regulatory change you guys now talk about because its fact - I am all over the APT threads in late 2020 being called a traitor, Judas etc (I owned APT from IPO to $45) for daring to suggest the RBA would have to allow merchants to pass on charges, or that the banks and other large retail companies with an inkling of digital presence might be able to offer their own BNPL.

Just shows you the irony and stupidity of retail investment forums (must get off them) that I was crucified by longs at $14 for daring to suggest the very things you pat yourself on the back for at <$1.....

Sorry to disappoint, but I am in under <$1 average for a little punt on ZIP, a huge part of which is its fall from $7 billion to $half a billion valuation. Keep up your Harry Hindsight self congratulation though.

(I think you need to look up the definition of confirmation bias by the way, it ain't a loan long arguing against a swathe of guys crowing on about an interest rate hike my six year old nephew knew was coming)