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Tarvold

21,378 Posts.

1242

04/07/24

08:41

Post #: 74599053
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Originally posted by rona142: ↑

If your homeloan is for an owner occupied property and your rate doesn't start with a 6 I would strongly recommend calling your bank and asking for a better rate. Threaten to refinance elsewhere just call their bluff even if you know you won't be eligible too.

Anything above 6.5% for an owner occupied loan that is sub 80% LVR is just predatory.

The big 4 profit off complacent customers call them for a better deal and it'll generally be sorted very quickly.

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'Anything above 6.5% for an owner occupied loan that is sub 80% LVR is just predatory. '

It's not predatory, it's taking advantage of stupidity.
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