So you are suggesting you feel more secure with money in the...

So you are suggesting you feel more secure with money in the bank and renting a property where you are restricted in what you can do with it and can be told to vacate in 6 weeks (periodic tenancy) with no reason? I can't see that.

As far as a PPOR is concerned even if the value falls owning it means you are living rent free, did you factor in the cost of rent in deciding to sell?

I image most would be happy if all they owned was their home and would only sell it as a last resort