Yes I agree. I believe the big driver and growth will be online...

Yes I agree. I believe the big driver and growth will be online merchant transactions. In the recent investor presentation on page 8 they show the growth of online to around $320M annualised. Merchant online transactions has grown 127% over the past 12 months. They also state that even with this growth rate it is still in its infancy, and future big growth for online will come from targeted focus in the travel sector, which has yielded excellent results so far with the existing Tramada deal, and also market penetration with NETS in Singapore and UOB in Malaysia.