IOU Chart, page-1889

If only we had a Bank ................ Oh wait ............ Nah .......

To me it's market penetration, with lots of Merchants & Customers onboarded because that's what the traditionalist in BNPL would want & expect because it's all they know (why not be disruptive & unique appealing to profitability as a Business objective - who would have thunked), it's all about the numbers, ah but the kicker is a dedicated Line of Sales, Hmmmmm ...... I mean what could possibly go wrong after 5mths since Launch, with Lockdown orders etc etc ....

The Mid Q report should make that abundately clear.

Expansion - it will happen but not over night - as they say

The expectation that all of this should have happened months ago or now has a fundimental failure of understanding exactly what the World has actually gone through coupled with the complexities of launching a phucking BNPL Company in such an adverse economy. Get a Grip.

Now about that DBL, I have my thoughts & what resonates is Aarons objective ( I read it somewhere & alludes me at this point) to service the Un & Under Banked Islamic sector (not exclusively that is but inclusive) & also taking advantage of the Small Business sector for their whole Digital Banking needs including Finance & Insurance.
Even if it doesn't happen, the DBL, MEH, whatever, it's still part of the iSentric part of the Business.

Keep your pants on, the Management Team have ticked all the Boxes.

Whatever happens will happen & your sentiment will matter.