Pay pal is launching in Australia.
IOU is in Malaysia and Indonesia. We got a money lending licence with the backing on NTT/IPAY88
With the pre paid inventories, data mining, We got a really good chance.
as for Zip. Untill pay pal is available for paying petrol, groceries, bills easily available it ain't going to penetrate when so many users have already been set in their ways.
Anyone basing this company just as BNPL and comparing it to Zip and Afterpay are jusy straight out idiots
IOU - Fundamental Talk, page-61
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