IPO - Plenti Group Limited, page-251

I understand they are unsecured, but that doesn’t mean you don’t have any claim to a persons assets, it’s just means you are further down the line if there was a bankruptcy, as I stated the provision fund is also there and hasn’t come close to failing yet, and you can spread your cash across 100’s of loans.

yes the monthly market are up to 36 month loans, hence why sometimes it can take a bit longer to get your cash back, but again no biggy.

if you don’t like the Plenti system, simple don’t invest there, however I personally like the system.