Another business that doesn't understand its market and believes...

Another business that doesn't understand its market and believes suppliers (retail investors) have a duty to prop them up.

The platform is not suited to people saving for a car, house deposit, etc. They generally have a timeline of less than 3 years so everything other than the first payment would be in the one month market. Not worth the effort.

income investors can pay off their mortgage. 3% tax and risk free. Plenti needs to offer at least 8% to compete - which was the case last year but not now

SMSF look for returns. Mortgage type investments offer around 8% at lower risk. I use Australian unity with all loans above 8%

doesn't leave much for their P2P

I think they got too smart and greedy. Now they must go head to head with the big banks