You are correct that the current suite of terminals run off 3G. I would image a new terminal is introduced this year.
Hesitate to say a capital raise will be required as Tyro stated publicly the IPO was to reward shareholders, moreso than a need for customers.
There is far more than 20k terminals. 30,000 merchants with many businesses having multiple. Unsure if the exact figure is available but I would spitball 75-80k terminals in circulation.
You are correct that the current suite of terminals run off 3G....
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