is 20 percent a year possible, page-7

20% is easily acheivable.

If you know what your doing.

If your new to the investment game, lose the idea now and keep the $200,000, invest it safely and save a bit more.

On a 8% return, if you contribute $997.24 to your savings each week you will get the same result in 10 years.

If you work for 15 years you only need to add another $381 per week.

However taking into account inflation of 3% a year you need to add $702 per week for the next 15 years to acheive the same result.

If you take some risks and maybe invest in a DIVERSIFIED portfolio of lower grade bonds you might acheive a return of 12% per year, taking into account 3% inflation you would need to add $283.80 per week for 15 years. Think Westpac offer a capital gaurenteed product of this type called Hyclone?? Not sure.

But please, if your new to the game don't try and do it your self and aim for above market returns.

Hardly anyone on here beats the market, most lose. Your chances are so small. Do it smart, don't risk it.