is an apology enough, page-9

Using a Master Account type payment solution like Paypal for recurring billing has great merit, although it does not appear to be an option on utility type bills. With our credit card/s linked to Paypal behind the scenes, losing a card is not an issue because the old card details simply need to be replaced by the new ones within Paypal.

Using a credit card for one-off transactions, if you lose the card and receive a replacement (with Paypal as a genuine and available/universal option for recurring bills) there would be minimal headache in changeover of details.

Wondering whether Paypal is going to become the defacto payment standard for all official recurring type bills? What a financial powerhouse Paypal has/is becoming.