my thoughts
IMO that is far too high a cash weighting considering how low interest rates are, so any money in cash
is effectively going backwards compared with CPI or inflation.
those fees are huge and I can't see why with a little homework and enthusiasm one can't set up one's own portfolio
and save $3900 plus $1640 annually. I have never used an advisor.
Netwealth Super accelerator does not require an advisor, neither does Perpetual Wealthfocus Super.
personally my Super portfolio at present holds roughly
10% fixed interest ( 80% is domestic )
10% unlisted commercial property trusts
10% alternatives ( long short funds / private equity / macro hedge funds )
5% infrastructure
35% Australian share funds ( both active & index ) & LICs
30% international share funds ( both active & index ) & LICs
but I also hold direct shares, LICs, cash, & property outside of Super as you never know what governments will do with Super.....
good luck.
- Forums
- Fixed Income
- Is anyone investing in Australian Bonds supposedly running at 8.5%
my thoughtsIMO that is far too high a cash weighting considering...
- There are more pages in this discussion • 9 more messages in this thread...
You’re viewing a single post only. To view the entire thread just sign in or Join Now (FREE)