Is anyone using SWF ?, page-24

I wasn't expecting interest free, The equity builder margin loan offers 3.9% at the moment which I'm comfortable with. I understand SWF don't need additional money for continued operations - what I'm indicating is that now they have the momentum, good on boarding of new customers and a strong share price they should double down on developing their product by adding further features sooner rather than try to stretch it out over 3+ years. I would not be surprised to find that they have captured a significant amount of the first time investors - predominantly the millennials etc and that after they have familiarized themselves with the market/asx and become comfortable they will want to buy facebook/tesla other int. hype shares and they will want access to margin lending. I see both these as being important functionality. They have promised int. trading by end of year so thats ticked now its just margin.

I'm not much of a trader but have also read enough about their need to add/improve a few more features to support this as well.