So in my search for a single merchant anywhere in the world that...

So in my search for a single merchant anywhere in the world that is using the "game changing" KYC split payment method of ISX, I have come across the method used by Pointsbet Holdings (PBH.AX) courtesy of their KYC provider.

It is a mix between the method used by Paypal and that of ISX and achieves the same result. A random payment is taken from the customer's bank account (between 1-99) and the customer is challenged to access their account and advise what the amount is.

See attached screenshot of the instructions page during the sign up process with Pointsbet.

I thought ISX was telling investors that they had game changing patent protected intellectual property that made them a disruptor in the KYC and payments space?

Seems everyone is doing it.