This was a great read. The future is looking quite good IMO.
This could explain why VISA was happy to help the ASX.
From the presentation -
How do we bridge the gap to make OB substitute for cards?
BRIDGING THE GAP
Use Open Banking and bank rails across the EEA and UK as an alternative to Card Schemes. Open Banking offers the convenience and security of
low friction payments, with up to €100k or £1m in under 15 seconds (for enabled host banks). Enjoy the benefits of chargeback free instant settled
funds an IBAN/SortAccount we issue to our customers, with advanced API based notifications from ISX Financial’s SIIN service. SIIN provides rich
details for each transaction, as a true alternative to card authorisations!
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