ISX Financial EU Plc Q4 FY2023 Report

Dear Shareholder, I am pleased to present the ISX Financial EU Plc (“ISXPlc”) unaudited 4th Quarter update. Click here for the 2023 Q4 Presentation. Key highlights: Solid Growth: Our revenues saw a substantial 35% year-on-year increase, with an impressive 39% growth quarter-over-quarter. Notably, Net Assets experienced a significant 50% year-on-year boost, accompanied by an 18% quarter-over-quarter uptick. Profitability Assurance: Maintaining financial strength, our EBITDA margin stands at 31%, reinforcing our position as a robust banktech payments company. Investing in the Future: We're dedicated to innovation, evident in our €2.5 million investment in Research and Development this year, propelling our vision forward. Guidance for 2024: Looking ahead, our target is to achieve €45 million in revenue by the end of 2024, while keeping our EBITDA/profitability margin within the 25-35% range. Business Update We encourage all shareholders to join www.flykk.it as a means to access an EU (and shortly UK) transactional bank account. Our Diners card linked to flykk is now being rolled out to EU residents, and will soon be available globally. The flykk® app is available from the Apple and Google stores. Historical Performance The Company’s historical performance is shown in the table below. FY2021 and FY2022 are audited figures, and FY2023 unaudited.