It will be Warren Buffett, fellow insurers and their actuaries.
Not sure why Indiana has broken ranks but that's where the data come from.
This is above my pay grade but I'll do the best I can.
Ana****
January 4, 2022 at 8:27 am ·
Look for all cause death inflation this year – the CEO of the insurance company, OneAmerica, stated that there was a 40% increase in deaths in the 18 – 64 year old age category during the 2nd half of last year and this increase was not due to Covid deaths. He stated that a 10% increase is a 3 sigma event (once every 200 years) making the 40% increase a 12 sigma event.
That age group is their client base.We are seeing, right now, the highest death rates we have seen in the history of this business – not just at OneAmerica. The data is consistent across every player in that business.What we just saw in the third quarter, and we’re seeing it continue into the fourth quarter, is that death rates are up 40% over what they were pre-pandemic.
https://thecovidworld.com/insurance-company-ceo-says-deaths-are-up-40-in-the-us-among-people-ages-18-64/
Ana**** again
Here is the mainstream source article where he also states that disability claims have greatly increased during this same period.He said at the same time, the company is seeing an “uptick” in disability claims, saying at first it was short-term disability claims, and now the increase is in long-term disability claims.
https://www.thecentersquare.com/indiana/indiana-life-insurance-ceo-says-deaths-are-up-40-among-people-ages-18-64/article_71473b12-6b1e-11ec-8641-5b2c06725e2c.html
Also from the above article, hospitals in Indiana are seeing the same things as the insurers.
The number of hospitalizations in the state is now higher than before the COVID-19 vaccine was introduced a year ago, and in fact is higher than it’s been in the past five years, Dr. Lindsay Weaver, Indiana’s chief medical officer, said at a news conference with Gov. Eric Holcomb on Wednesday.Just 8.9% of ICU beds are available at hospitals in the state, a low for the year, and lower than at any time during the pandemic. But the majority of ICU beds are not taken up by COVID-19 patients – just 37% are, while 54% of the ICU beds are being occupied by people with other illnesses or conditions.
