So let me work this out, as my maths are not so hot.
If you had say $200,000 to invest and PDY was .1% of this, that would be $200 and if it appreciates to 1% that would be $2,000 ?
Assuming you have $200 thou. to start with, a return of $1,800 is not exactly going to make anyone rich is it?
its all ok, page-20
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