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A potential huge market..and perhaps an extension into retail...

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    lightbulb Created with Sketch. 54
    A potential huge market..

    and perhaps an extension into retail BNPL, with a much better deal for the retailer...

    but what is the moat..

    What stops other players getting into this market... bigger players even MC and Visa themselves

    I would value any thoughts on this - it is one of my main concerns...
 
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